Sky Blue vs Safeport Law Credit Repair

(May 2024)

Sky Blue vs Safeport Law Credit Repair

In This Article

Our Verdict

Sky Blue is the clear winner in this comparison of credit repair companies. You can get more value, faster results, and better customer service than Safeport Law. Here’s why:

Sky Blue has over 30 years of experience and expertise in the credit repair industry, while Safeport Law is a relatively new entrant.

Sky Blue charges you a reasonable monthly fee of $79 as an individual and $119 as a couple, with a 90-day money-back guarantee. Safeport Law charges a higher one-time fee of $99 for individuals and $149 for couples, plus a monthly fee of $49 if you are an individual and $69 if you are a couple, with no refund policy. Also, Sky Blue provides you unlimited disputes, removals, and challenges, with a 35-day dispute cycle, while Safeport Law does not disclose how many disputes, removals, or challenges it provides, or how long its dispute cycle is.

Sky Blue offers credit coaching, score assistance, and debt validation as part of its service, while you can’t get these features from Safeport Law. To cap it all, Sky Blue has excellent reviews from customers who have seen significant improvements in their credit scores and reports. Safeport Law has fewer reviews and some complaints about its service quality and effectiveness.

To clarify these claims, Sky Blue defeats Safeport Law in the following fields:

  • Experience 
  • Pricing 
  • Services
  • Additional Features 
  • Customer Reviews 

Therefore, Sky Blue is the best choice for you if you want to repair your credit quickly, affordably, and reliably. It demonstrates its prowess as a leader in the credit repair industry by earning the trust and satisfaction of thousands of customers.

Why Choose Sky Blue

Why Choose Safeport Law Credit Repair

Who Sky Blue Is Best For

Choose Sky Blue if you:

  • Have low credit scores and want to improve them quickly and easily.
  • Have inaccurate, outdated, or unverified items on your credit reports that you want to dispute and remove.
  • Are willing to pay a reasonable monthly fee for unlimited credit repair services, with a 90-day money-back guarantee.
  • Need credit coaching, score assistance, and debt validation from experts who can help you rebuild your credit.
  • Want to work with a reputable and experienced credit repair company that has excellent customer reviews and ratings.

Who Sky Blue Is Not Right For

Sky Blue  may not be good for you if you:

  • Have high credit scores and don’t need to improve them much.
  • Have accurate and verified items on your credit reports that you cannot dispute or remove.
  • Are willing to pay a one-time fee or a lower monthly fee for limited credit repair services, with no refund policy.
  • Like monthly credit monitoring, legal services, or other financial tools that Sky Blue does not offer.
  • Prefer working with a newer or less-known credit repair company that has fewer customer reviews and ratings.

Why Choose Safeport Law Credit Repair

Why Choose Safeport Law Credit Repair

Who Safeport Law Is Best For

Pick Safeport Law if you:

  • Have legal issues related to your credit, such as lawsuits, judgments, liens, or garnishments.
  • Are facing complex or challenging items on your credit reports that require attorney intervention or negotiation.
  • Prefer paying a one-time fee and a lower monthly fee for credit repair services, with a lifetime guarantee.
  • Want to get monthly credit monitoring, creditor interventions, debt settlement negotiations, and lawsuit defense as part of your service.
  • Like to work with a law firm that specializes in credit repair and consumer protection.

Who Safeport Law Is Not Right For

Considering the alternative repair industry may not be a bad idea for you if you:

  • Don’t have legal issues related to your credit, or you can handle them yourself or with other resources.
  • Have simple or easy items on your credit reports that you can dispute and remove without attorney intervention or negotiation.
  • Want to pay a reasonable monthly fee for unlimited credit repair services, with a 90-day money-back guarantee.
  • Want to get credit coaching, score assistance, and debt validation that Safeport Law does not offer.
  • Want to work with a credit repair company that has more experience and expertise in the industry.

Sky Blue vs Safeport Law Credit Repair: Main Differences

Idea For

Choose Sky Blue if you want to build your credit with an affordable, effective, and experienced credit repair company. On the other hand, you may pick Safeport Law if you want to rebuild your credit history with a law firm that specializes in credit repair and consumer protection. You can get services such as credit report analysis, dispute letters, creditor interventions, debt settlement negotiations, and lawsuit defense.

Pricing

The winner in this comparison is Sky Blue because it offers you more value, flexibility, and security than Safeport Law. Do you know that Sky Blue’s monthly fee is reasonable and covers unlimited services, while Safeport Law’s one-time fee is high and covers limited services? Can you also imagine that Sky Blue’s money-back guarantee is more generous and realistic than Safeport Law’s lifetime guarantee, which may have some conditions and limitations? Know that Sky Blue’s pricing is more transparent and customer-friendly than Safeport Law’s pricing. For instance, if you choose Sky Blue, expect a monthly fee of $79 if you register as an individual and $119 if you register as a couple, with a 90-day money-back guarantee. This means that you pay for the services you use, and you can cancel or pause your membership at any time. You also get a full refund if you are not satisfied with the service within the first 90 days. 

On the contrary, Safeport Law charges a one-time fee of $99 at the individual level and $149 as a couple including a monthly fee of $49 for individuals and $69 for couples, with a lifetime guarantee. This means that you pay an upfront fee and a lower monthly fee, and you can use the service as long as you need it. You also get a lifetime guarantee that your credit cannot drop below a certain level.

Accounting Integration

Nobody wins. The winner in this comparison is neither Sky Blue nor Safeport Law because both of them do not provide any accounting integrations. However, you can use third-party tools to create your own integrations with your accounting system. However, this may require some technical skills and additional costs. For example, with Sky Blue, you can use third-party tools such as Zapier or Integromat to connect Sky Blue with your accounting system. For example, you can use Zapier to create an invoice in QuickBooks every time you pay your Sky Blue monthly fee. Likewise, with Safeport Law, you can use Integromat to create an expense in Xero every time you pay your Safeport Law one-time fee.

Standout Features

Sky Blue stands out if you need an experienced credit repair industry that also offers lower monthly fees. Safeport Law distinguishes itself by offering monthly credit monitoring and has attorneys on staff who can handle legal issues related to credit repair.

Sky Blue vs Safeport Law Credit Repair: Standout Features

Sky Blue

  • Gives you a full refund if you show that you don’t like the service within the first 90 days of your enrollment. 
  • Get a 50% monthly discount if you are a couple.
  • Offers a shorter dispute cycle that is not more than 35 days.
  • Tailors each dispute to your specific situation, rather than using generic templates or software.
  • Offers you credit coaching and building service.

Safeport Law

  • Supports you with a network of attorneys across the country who can handle legal issues like credit repair, such as lawsuits, judgments, liens, or garnishments.
  • Guarantees you of a lifestyle assure o keep your credit score at a certain level.
  • Provides monthly credit monitoring 
  •  Intervenes with your creditors on your behalf to negotiate settlements, request goodwill adjustments, or stop harassment.
  • Can defend you in court if a creditor or a collection agency sues you over a debt.

Pros and Cons of Sky Blue

  • Enjoy a 90-day money-back guarantee: Receive a full refund if Sky Blue dissatisfies you within your initial 90 days of enrollment.
  • Avail yourself of a 50% monthly discount as a couple: Sign up together and pay only $119 per month instead of $158.
  • Benefit from a fast 35-day dispute cycle: Sky Blue’s quicker cycle allows for faster results and more item disputes in less time.
  • Get custom disputes Which Sky Blue tailored to your specific situation, increasing chances of success and accuracy.
  • Access credit coaching and rebuilding: Guides you on improving your credit score and rebuilding history, including managing balances and paying bills on time.
  • Offers no credit monitoring service: Sign up elsewhere if you want monthly credit monitoring for score tracking, report changes, and fraud or identity theft alerts.
  • Offers no mobile app: Does not provide a mobile app to check progress and account details.
  • Offers no guaranteed results: Doesn’t guarantee the improvement of credit score and removal of negative items, as factors beyond Sky Blue’s control influence the outcome

Pros and Cons of Safe Law Credit Repair

  • Benefit from attorney representation: Has a network of attorneys nationwide to handle credit repair-related legal issues, including lawsuits, judgments, liens, or garnishments.
  • Enjoy a lifetime guarantee: Offers a lifetime guarantee that your credit score cannot drop below a certain level after using Safeport service, else, it may resume working on your case for free.
  • Access monthly credit monitoring: This provides monthly credit monitoring, which enables you to track your credit score, report changes, and receive alerts about potential fraud or identity theft.
  • Receive creditor interventions: Can intervene with creditors on your behalf to negotiate settlements, request goodwill adjustments, or stop harassment.
  • Obtain lawsuit defense: Can defend you in court if you face lawsuits from creditors or collection agencies over debts.
  • Expect a high one-time fee: Charges a one-time fee of $99 if you are an individual and $149 if you are a couple, not to mention the monthly fees of $49 and $69 if you are a couple, which may deter you if you prefer paying only for the services you use.
  • Has limited details on the website: Lacks comprehensive information about its services, process, or results, making it challenging for you to compare it with other credit repair companies or make informed decisions.
  • Offers no guaranteed results: Does not assure improvements in credit score or the removal of negative items from credit reports, as the outcome depends on factors beyond its control.

Sky Blue vs Safeport Law Credit Repair: Customer Reviews

Based on customer reviews, Sky Blue emerges as the clear winner in its comparison with Safeport Law credit repair. Do you know why? Sky Blue has a TrustPilot rating of 4.5 out of 5 stars based on 1,128 reviews, with customers praising its professionalism, efficiency, and results. Safeport Law lacks any TrustPilot reviews. In the same manner, Sky Blue holds a ConsumerAffairs rating of 4.8 out of 5 stars from 234 reviews, with customers appreciating its customer service, transparency, and affordability. Safeport Law has a ConsumerAffairs rating of 4 out of 5 stars, but only based on 1 review, which reports a positive experience. Also, Sky Blue boasts a BBB rating of A+ with 23 customer reviews and 9 complaints, and most customers enjoy its performance, communication, and guarantee. Safeport Law is an accredited company on BBB with a rating of A-, but it lacks customer reviews or complaints.

Now, you can clearly see that Sky Blue outperforms Safeport Law in terms of the number of customer reviews and higher ratings across TrustPilot, ConsumerAffairs, and BBB. Additionally, Sky Blue has fewer complaints than Safeport Law on the CFPB database. These factors contribute to Sky Blue’s better reputation and higher customer satisfaction when compared to Safeport Law.

Sky Blue and Safeport Law Credit Repair: Competitors

Choose this credit builder if you want access to credit repair and credit-building tools, with a monthly fee ranging from $119 to $149, along with a one-time setup fee of the same amount.

Take this builder as your option. You can get simple credit repair options, including challenging negative items and sending goodwill letters, at a monthly cost of $79.99 to $119.99, with a one-time setup fee of $99 to $195.

With Sky Blue Credit, you can receive fast and custom credit repair services, such as disputing errors and providing credit coaching, with a monthly charge of $79 and a one-time setup fee of the same amount.

Do you want aggressive credit repair services, such as disputing all negative items at once and sending cease and desist letters, with a monthly cost of $79 or $419 for six months? Choose The Credit People.

Pro Tips

Use these pro tips to make an informed decision when choosing between Sky Blue and Safeport Law credit repair:

  • Review the specific services each company offers. Consider your credit repair needs, such as disputes, credit coaching, or legal interventions, and choose the company that aligns best with your requirements.
  • Look into customer reviews and ratings on platforms like TrustPilot, ConsumerAffairs, and BBB. Consider the overall satisfaction and experiences of past customers to gauge the company’s reputation.
  • Compare the pricing models of both companies. Evaluate the monthly fees, one-time setup fees, and any additional charges to ensure the service fits your budget.
  • Consider factors like money-back guarantees or lifetime credit score guarantees to assess the level of confidence the companies have in their services.
  • Ultimately, trust your instincts and personal preferences. Choose the company that feels most reliable, transparent, and capable of meeting your credit repair goals.

Recap

Sky Blue and Safeport Law are two credit repair companies that offer different services and features to help you improve your credit score. Sky Blue has more experience, faster results, and better customer reviews than Safeport Law, but it does not offer legal services or credit monitoring. Safeport Law has attorneys on staff who can handle legal issues and creditor negotiations, but it charges a high one-time fee and has limited information on its website. Depending on your situation and goals, you may prefer one over the other.

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