How to Get a FAIRWINDS Business Credit Card

(July 2024)

How to Get a FAIRWINDS Business Credit Card

In This Article

Are you looking for a way to boost your business and take it to the next level? Do you want to have more control over your cash flow, earn rewards for your spending, and enjoy benefits that can save you money and hassle? If you answered yes to any of these questions, then you need to consider getting a FAIRWINDS Business Credit Card.

Do you even know that a FAIRWINDS Business Credit Card is not just a card? Yes,  it’s a tool that can help you grow your business and achieve your goals. Whether you need a card that gives you cash back on every purchase or a card that lets you redeem points for travel, merchandise, gift cards, and more, FAIRWINDS has a card that suits your needs and preferences. Plus, you can get a generous bonus offer if you meet certain spending requirements in the first 180 days your card is open.

Getting a FAIRWINDS Business Credit Card is easy and rewarding. All you need to do is follow a few simple steps that you are going to find in this article. Read it now and learn how to become a member of FAIRWINDS Credit Union, how to choose the right card for your business, how to apply for the card online or in person, how to activate your card and start using it, and how to enjoy the benefits and rewards of your card.

Are you ready to get started? Then let’s begin!

To get a FAIRWINDS Business Credit Card for your business:

  1. Become a Member of FAIRWINDS Credit Union
  2. Choose the Card That Suits Your Business Needs
  3. Apply for the Card Online Or in Person
  4. Wait for the Approval Decision
  5. Activate Your Card And Start Using It
  6. Enjoy the Benefits of Your Card And Earn Rewards

1. Become a Member of FAIRWINDS Credit Union

To secure a FAIRWINDS Business Credit Card, become a member of the FAIRWINDS Credit Union. Understand that FAIRWINDS Credit Union is a financial institution with 33 branches in Florida and membership is open to you as long as you live in the US. To join FAIRWINDS Credit Union, you must open a membership share account with $5. Membership is open to anyone who lives in the US. You can apply online or visit a branch near you.

2. Choose the Card That Suits Your Business Needs

To obtain a FAIRWINDS Business Credit Card for your business, choose the card that suits your business needs. Know that FAIRWINDS only offers two business credit cards which are Business Cash Visa and Business Rewards Visa. Compare the features and benefits of the Business Cash Visa® and Business Rewards Visa® cards and decide which one is best for you. The Business Cash Visa® card lets you earn unlimited 1.5% cash back on all purchases, while the Business Rewards Visa® card lets you earn unlimited 1.5 points on all purchases. You can redeem your points for travel, merchandise, gift cards, and more.

3. Apply for the Card Online Or in Person

To access a FAIRWINDS business credit card, apply for the card online or in person. Fill out an online application form or visit a branch to apply for the card. Be aware that you need to provide some information about your business, such as your business name, address, phone number, email, tax identification number, annual revenue, and monthly expenses. Also, provide some personal information, such as your name, address, phone number, email, social security number, date of birth, income, and employment status.

Getting a FAIRWINDS Business Credit Card is easy and rewarding. It can help you manage your business finances, earn rewards, and enjoy perks. If you are interested in applying for a FAIRWINDS Business Credit Card, you can visit its website or call 1-800-443-6887 for more information. You can also visit a branch near you and talk to a friendly and knowledgeable representative who can assist you with your application.

4. Wait for the Approval Decision

To acquire a FAIRWINDS business credit card for your business,  wait for the approval decision. Take note that after you submit your application, you are going to receive an email confirmation with your application number. You can check the status of your application online or by calling 1-800-443-6887. The approval decision depends on your credit history, income, and other factors. If you receive the approval, expect your card in the mail within 7 to 10 business days.

5. Activate Your Card And Start Using It

To apply for a FAIRWINDS business credit card, activate your card and start using it.

Once you receive your card, you need to activate it before you can use it. You can activate your card online or by calling 1-800-443-6887. You can also set up online banking and mobile banking to manage your account, view your transactions, pay your bills, and more. In addition, enroll in eStatements to receive your monthly statements electronically.

6. Enjoy the Benefits of Your Card And Earn Rewards

To get a FAIRWINDS business credit card, enjoy the benefits of your card and earn rewards. As a FAIRWINDS Business Credit Card holder, do you know you can enjoy various benefits and perks that can help you grow your business and save money? Some of these benefits include:

  • Zero Liability Protection: You are not responsible for unauthorized charges made with your card.
  • Purchase Security and Extended Protection: FAIRWINDS protects your purchases from theft or damage for up to 90 days after purchase. You also get an additional year of warranty on eligible items.
  • Travel and Emergency Assistance Services: You can access 24/7 assistance for medical, legal, or travel emergencies when you are away from home.
  • Auto Rental Collision Damage Waiver: This covers you for damage or theft of a rental car when you use your card to pay for the rental.
  • Roadside Dispatch: You can get help with towing, jump-starting, tire changing, lockout service, fuel delivery, and more when you need it.

In addition to these benefits, you can also earn rewards every time you use your card. Depending on which card you choose, you can earn cash back or points that you can redeem for various rewards.

  • Business Cash Visa®: You earn unlimited 1.5% cash back on all purchases. You can redeem your cash back as a statement credit or a deposit into your FAIRWINDS account anytime you want.
  • Business Rewards Visa®: You earn unlimited 1.5 points on all purchases. You can redeem your points for travel (airfare, hotels, car rentals), merchandise (electronics, appliances), gift cards (restaurants, retailers), and more.

Moreover, you can also get a bonus offer if you meet certain spending requirements in the first 180 days your card is open.

  • Business Cash Visa®: You can get up to $2,000 bonus cash back if you spend $50,000 or more in qualifying purchases.
  • Business Rewards Visa®: You can get up to 200,000 bonus rewards points if you spend $50,000 or more in qualifying purchases.

Recap

To get a FAIRWINDS business credit card, join FAIRWINDS Credit Union as a member and select the card that matches your business requirements. Also, submit your card application online or in person and await the approval decision. Activate your card and initiate its usage. Finally, reap the advantages of your card and accumulate rewards.

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